VP - Wholesale Credit Risk

Miejsce pracy: Kraków

Your responsibilities

Lead the development of wholesale credit risk scorecards (PD, LGD, EAD) for global and regional portfolios. Support deployment and maintenance of live models.
Support or driving enhancement of existing credit risk scorecards to improve their performance or their applicability to other risk measurement or regulatory requirements.
Be involved in data improvement initiatives to support model development.
Oversee the development and testing of complex programs, dashboards, and tools in alignment with business specifications, driving innovation and efficiency.
Guide more junior staff in application of the best modelling standards.
Collaborate closely with the internal Independent Model Review team throughout the model development, monitoring, and review processes to ensure compliance and best practices.

Our requirements

Minimum 8 years of credit risk analysis and model development experience, with a proven track record in leadership roles.
Knowledge about credit risk modelling process is a must, including all technical steps starting from data sourcing and ending with validation of the final product.
Extensive exposure to credit model methodologies, data requirements for AIRB, IFRS 9, or stress testing modeling, with a deep understanding of their implications on risk management.
Demonstrated ability to take ownership of complex data-related issues, providing innovative solutions and driving improvements.
Strong database and credit risk systems experience, including proficiency in coding with Python (preferable), SAS, SQL, VBA.
In-depth understanding and interpretation of regulatory rules, model governance and controls.
Relevant working experience in a bank, rating agency, consultancy or advisory firm.
Exceptional attention to detail and accuracy, with a commitment to delivering high-quality results. Proven ability to manage complex projects under tight deadlines, demonstrating strong communication skills.

What we offer

Competitive salary
Annual performance-based bonus
Additional bonuses for recognition awards
Multisport card
Private medical care
Life insurance
One-time reimbursement of home office set-up (up to 800 PLN)
Corporate parties & events
CSR initiatives
Nursery discounts
Language classes
Financial support with trainings and education
Social fund
Flexible working hours
Free parking

Benefits

sharing the costs of sports activities
private medical care
sharing the costs of professional training & courses
life insurance
remote work opportunities
flexible working time
integration events
corporate sports team
retirement pension plan
corporate library
no dress code
coffee / tea
parking space for employees
leisure zone
extra social benefits
employee referral program
opportunity to obtain permits and licenses
charity initiatives
family picnics
extra leave
In-office gym

Recruitment stages

Online assessment
Phone interview
Job interview
Welcome to HSBC!

About the role

This role will be responsible for credit risk model development within Wholesale Credit Risk GRA team. The focus will be mainly on supporting AIRB methodology development with possible projects in stress-testing (ST) and IFRS 9 areas. Apart from model development as the dominating area of the work, your involvement in all other stages of risk model lifecycle might be required.

HSBC Service Delivery (Polska) Sp. z o.o.

HSBC is one of the world’s largest banking and financial services organisations. Our global businesses serve more than 40 million customers worldwide through a network that covers 63 countries and territories.

HSBC Service Delivery (Polska) Sp. z o.o. is HSBCs global finance, operations, risk and technology centre. We use our unique expertise and capabilities to provide specialised services – our people range from technologists transforming the banking experience to operations professionals managing 1.7 trillion payments a year.

Our Purpose – Opening up a world of opportunity – explains why we exist. We are bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

Thank you for interest in HSBC.
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Before you apply, please note that we will take into the consideration only applications that include the following statement:
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“I hereby declare that I have familiarised myself with the Privacy Statement for Applicants published at http://www.about.hsbc.pl/careers and I give my consent to use my personal data included in my application for the purposes of recruitment in HSBC Service Delivery (Polska) Sp. z o. o. according to the rules described in the Privacy Statement for Applicants, as per the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (GDPR).”
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Due to the high number of applications, we reserve the right to contact selected candidates only.
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In case you would like to resign from participation in the recruitment process or withdraw previously sent application, please email us at: krakow.recruitment@hsbc.com.

Praca Kraków

VP - Wholesale Credit Risk

Informacje o stanowisku

VP - Wholesale Credit Risk

Your responsibilities

Our requirements

What we offer

Benefits

Recruitment stages

About the role

HSBC Service Delivery (Polska) Sp. z o.o.

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