Join to apply for the VP, Wholesale Credit Risk role at HSBC
HSBC Service Delivery (Polska) Sp. z o.o. is HSBCs global finance, operations, risk and technology centre. We use our unique expertise and capabilities to provide specialised services – our people range from technologists transforming the banking experience to operations professionals managing 1.7 trillion payments a year.
Our Purpose – Opening up a world of opportunity – explains why we exist. We are bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
This role will be responsible for credit risk model development within Wholesale Credit Risk GRA team. The focus will be mainly on supporting AIRB methodology development with possible projects in stress‑testing (ST) and IFRS 9 areas. Apart from model development as the dominating area of the work, your involvement in all other stages of risk model lifecycle might be required.
What you’ll be doing
- Lead the development of wholesale credit risk scorecards (PD, LGD, EAD) for global and regional portfolios. Support deployment and maintenance of live models.
- Support or driving enhancement of existing credit risk scorecards to improve their performance or their applicability to other risk measurement or regulatory requirements.
- Be involved in data improvement initiatives to support model development.
- Oversee the development and testing of complex programs, dashboards, and tools in alignment with business specifications, driving innovation and efficiency.
- Guide more junior staff in application of the best modelling standards.
- Collaborate closely with the internal Independent Model Review team throughout the model development, monitoring, and review processes to ensure compliance and best practices.
You’re a great candidate if you have these
- Minimum 8 years of credit risk analysis and model development experience, with a proven track record in leadership roles.
- Knowledge about credit risk modelling process is a must, including all technical steps starting from data sourcing and ending with validation of the final product.
- Extensive exposure to credit model methodologies, data requirements for AIRB, IFRS 9, or stress testing modelling, with a deep understanding of their implications on risk management.
- Demonstrated ability to take ownership of complex data‑related issues, providing innovative solutions and driving improvements.
- Strong database and credit risk systems experience, including proficiency in coding with Python (preferable), SAS, SQL, VBA.
- In‑depth understanding and interpretation of regulatory rules, model governance and controls.
- Relevant working experience in a bank, rating agency, consultancy or advisory firm.
- Exceptional attention to detail and accuracy, with a commitment to delivering high‑quality results. Proven ability to manage complex projects under tight deadlines, demonstrating strong communication skills.
What you’ll get with us
- Annual performance‑based bonus
- Additional bonuses for recognition awards
- Multisport card
- Private medical care
- Life insurance
- One‑time reimbursement of home office set‑up (up to 800 PLN)
- Corporate parties & events
- CSR initiatives
- Nursery discounts
- Financial support with trainings and education
- Social fund
- Free parking
If your CV meets our criteria, you should expect the following steps in the recruitment process:
- Online behavioural test
- Telephone screen
- Job interviews with the hiring managers
In case you would like to resign from participation in recruitment process or withdraw previously sent to us application, please email us at: hr.krakow.pl@hsbc.com.
Seniority level
Employment type
Job function
Industries
- Financial Services
- Banking
- Wholesale
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