Senior Risk Analyst - AML Administration at Marqeta

Marqeta is hiring a Senior Anti‑Money Laundering (AML) Analyst to join the global Financial Crime Compliance Team. Your role will focus on two core components of the corporate AML compliance function: partner bank and internal audit responses, and the successful delivery of complex projects aimed at enhancing our AML and Sanctions processes and controls.

In this position, you will work with innovative companies as they partner with Marqeta to launch new payments business ideas.

This role can be performed in a hybrid model (Tuesday, Wednesday, Thursday onsite) from our Warsaw office. We’d love for you to join us in Warsaw.

What You’ll Do

• Work with diverse internal and external teams to understand payment card programs, focusing on financial crimes concerns such as AML and Sanctions Compliance for unique market segments
• Lead end‑to‑end management of AML‑focused projects for internal and external stakeholders
• Assist in periodic reviews and updates of AML policies and risk assessments
• Conduct research on publicly available data sets to provide additional context and communicate findings through briefings and reports
• Support AML and Sanctions senior leadership by tracking response delivery, assessing sufficiency, and collecting supporting documentation
• Participate in project definition and idea generation, collaborating with partners globally to mitigate financial crime risk
• Effectively communicate and present findings to the management team to strengthen business decisions
• Act as primary point of contact for regulatory reviews, audits, and core business initiatives in Financial Crime Compliance

What We’re Looking For

• Five years of industry experience in AML audit, preferably within payments, fintech, or banking environments with exposure to the US, Canada, and the EU
• Significant exposure to the Bank Secrecy Act (BSA – USA), FATF Recommendations (Global), and EU AML Directives (EU)
• Prior experience as a project manager, creating reports and PowerPoint presentations within a compliance space
• Superior eye for detail and personal ownership of projects and initiatives
• High motivation, intellectual curiosity, and accountability
• In‑depth knowledge of AML audit, audit methodologies, and remediation
• Highly effective verbal and written communication (English) and presentation skills at all organizational levels
• Strong interpersonal and collaborative skills to build internal and external partnerships
• High proficiency in drafting reports, creating persuasive presentations, and interpreting data

Nice‑To‑Haves

• Experience as a global bank auditor or examiner with the Polish Financial Supervision Authority (PKO), European Banking Authority (EBA), or US Financial Regulator (FDIC, OCC, etc.)
• Experience presenting to senior executives
• Experience within AML and Counter‑Terrorist Financing (CTF) space developing strategies, KPIs/KRIs, and measurement frameworks

Your Manager

Thai Trower – Vice President, Global Financial Crime Compliance

Recruiter

Agata Wojciechowska

Compensation and Benefits

Base salary range (PLN): 156,000 – 195,000. Bonus target: 10% of base salary, subject to plan terms and eligibility.

Additional benefits include:

• Monthly stipend for home office equipment and connectivity
• Annual development stipend
• Pension scheme provided by Allianz
• Employee health coverage through Luxmed (100% paid by Marqeta)
• Four floating holidays as additional paid days off
• In‑office amenities: drinks, snacks, wellness room, dedicated barista, community events onsite
• MultiSport Plus membership offerings

About Marqeta

Marqeta is on a mission to change the way money moves. As one of the earliest enablers of embedded finance, our card‑issuing platform provides unparalleled flexibility and control for companies issuing cards, authorizing transactions, and managing payment operations in real time. We power well‑known brands such as Block, Cash App, Uber, and Walmart. Whether you’re a Payments expert or not, Marqeta offers an opportunity to work with innovators worldwide and drive equitable financial access.

Marqeta’s Values

• – Solve for the Customer: Deeply understand customer business and deliver trusted solutions.
• – Do What’s Right: Pursue responsible disruption and deliver high‑quality results.
• – Simplify and Innovate: Approach challenges with curiosity and take smart risks.
• – Win as a Team: Succeed together by embracing diverse perspectives and collaboration.
• – Make it Count: Drive forward with focus, agility, and urgency.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information, or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements. We endeavor to make reasonable accommodations for applicants with disabilities. Personal data submitted as part of the application process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Legal