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Payments Risk Analyst – Operational Risk page is loaded## Payments Risk Analyst – Operational Risklocations: Warsaw, Polandtime type: Full timeposted on: Posted Todaytime left to apply: End Date: February 3, 2026 (20 days left to apply)job requisition id: 2025-0016679At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.## **Job Description**location: **Warsaw**Working model: **hub (3 days in the office)****As part of U.S. Bancorp’s Corporate Risk Management and Compliance Division, the Operational Risk Management (ORM) Department assesses enterprise-wide operational risk levels and trends, determines the effectiveness of operational risk controls, and works with Business Lines (BL) on opportunities to mitigate operational risk.****Operational Risk Management (ORM)** team within the **Second Line of Defense (SLoD)** as a **Payments Risk Analyst**, where you’ll help shape risk strategies and support operational excellence across a wide range of payment platforms.**What You’ll Do*** Analyze end-to-end payment processes and identify operational risks across systems such as **CHAPS, Target2, ACH, Wire, RTP, SWIFT, and Zelle**.* Support the development and execution of **Risk and Control Self-Assessments (RCSA)** and **Business Line Quality Assurance (BLQA)** for payment operations.* Conduct **policy and standard gap assessments** to ensure alignment with internal frameworks and **Banking Laws and Regulations**.* Assist in drafting and maintaining enterprise-level policies for managing payment processing risks.* Coordinate remediation efforts and track progress to close identified gaps.* Contribute to enterprise-wide risk reporting and trend analysis for senior leadership and regulators.* Participate in root cause analysis of payment-related issues and support control improvement initiatives.* Collaborate with business lines to address regulatory and audit findings.**Basic Qualifications*** Bachelor’s degree or equivalent experience.* 10+ years of experience in risk management, compliance, or payment operations.* Experience in, or understanding of, risk reporting and trend analysis; risk and control assessment; gap assessment; and root cause analysis.**Preferred Skills*** Experience in operational risk or payment systems within financial services.* Knowledge of **payment networks** (CHAPS, Target2, ACH, Wire, RTP, SWIFT, Zelle).* Familiarity with **RCSA**, **BLQA**, and regulatory compliance processes.* Strong communication and collaboration skills.* Proficiency in Microsoft Office tools and process mapping software.* Experience with GRC platforms like Archer.* Analytical mindset with attention to detail and problem-solving abilities.**Why You’ll Love This Role**This is a great opportunity to grow your career in operational risk management while making a meaningful impact on how payments are managed and protected. You’ll work in a collaborative environment with opportunities to learn, contribute, and advance.The role offers a hybrid/flexible schedule, which means theres an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**Accessibility**We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.**Total Rewards**U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.We offer a market-competitive compensation package that includes:* **Clearly defined salary ranges** aligned with industry benchmarks and internal equity standards.* **Performance-based incentives** for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.* **Inclusive equitable benefits** that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).* **Continuous development opportunities** including training, education support, and career progression pathways based on inclusive and transparent criteria.* **Employee recognition programs** that celebrate achievements and milestones for all.We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at .**Closing Date**Posting may be closed earlier due to high volume of applicants.We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
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