Co-develop and enhance the company’s credit policy.
Create, review, and update procedures and guidelines related to credit assessment — including evaluation of clients, suppliers, leased assets, and additional collateral.
Improve the efficiency of the credit assessment process by identifying and resolving bottlenecks.
Calibrate decision-making models and define appropriate early warning signals.
Participate in credit decision-making within your authority and support team members in evaluating complex transactions.
Collaborate with the Restructuring team to define strategies for handling challenging client situations.
Oversee anti-fraud activities and implement measures to mitigate risk.
Provide expert advisory support to other teams across the organization.
Manage a team of analysts, ensuring the quality and compliance of credit risk assessments.
Build and maintain databases of counterparties (creditors and debtors).
Directly lead the Credit Risk Assessment Department.
Our requirements
Knowledge of English (spoken and written on C1 level).
University degree in Business Administration or a related field.
At least 10 years of experience in credit risk analysis in the banking sector.
Knowledge of financial risk analysis and the ability to assess the economic and financial situation of business entities and local government units.
Very good knowledge of the MS Windows environment with the MS Office.
Strong leadership, team management and administrative abilities.
Excellent organizational and problem-solving skills.
Ability to communicate clearly and effectively with diverse teams.
Ability to handle multiple tasks and prioritize effectively.
Independence, carefulness and analytical thinking skills.
What we offer
Full-time employment contract
Attractive employment conditions (including private medical care, group insurance, subsidy for Medicover Sport card, meal subsidies)
Inspiring work in an international company in the center of Łódź
Good working atmosphere
Full support from team members and HR throughout the onboarding period