Responsibilities

As a Junior Credit Analyst you will be based in Poland but people who will become your closest business partners are in Paris. Their day‑to‑day job consists of preparing credit applications for corporate clients and so will yours, as you will be assigned a portfolio of clients to contribute to the team’s goals. This opportunity will enable you to use English (or French if you feel comfortable with it) on a daily basis and provide you with a new level of professional challenges.

Your future scope of responsibility will cover:

• Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) for companies from different sectors and different regions (Western and Central Europe, Africa) in compliance with guidelines, procedures and timelines

• Writing a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount)

• Checking the compliance of the credit request with the existing company policies

• Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)

• Issuing an autonomous credit opinion and giving a relevant recommendation

• Launching credit applications in company electronic tool for signatures and collecting the appropriate sign‑offs

• Assigning obligor ratings and uploading it in company tool

• Monitoring of assigned credit portfolio

• Cooperating with both Warsaw and Paris teams, participating in regular operational review calls and reporting

Profile required

You will be most successful in the role if:

• You have knowledge of finance and accounting principles

• You have an economic university degree or you are student of the economic university

• You have at least minimum experience in the credit analysis of corporates

• You know English very well and perhaps even French

• You know the secrets of successful cooperation with a distant team

• You can easily write a concise summary of an analysis

• You can cooperate with multiple partners from different business units

• You are flexible, well organized and autonomous

• You take responsibility for your work and its quality

Why join us

Your future with Societe Generale will include:

• Work in a pleasant atmosphere as part of an international team in a brand-new office in the centre of Warsaw, designed with facilities for people with disabilities
• An active role in an international structure and the opportunity for growth
• Access to educational platforms and language courses
• Stability
• Competitive salary based on seniority and skills
• Support in quick adaptation in the company
• Extraordinary health package with extensive dental care
• Hybrid work and one‑time bonus for home office equipment
• Even more benefits such as meal allowance, holiday fund, sports card and insurance

Please be informed that we will be accepting only resumes in English.

Business insight

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.