Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) in compliance with guidelines, procedures and timelines
Writing a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount)
Checking the compliance of the credit request with the existing company policies
Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)
Issuing an autonomous credit opinion and giving a relevant recommendation
Launching credit applications in company electronic tool for signatures and collecting the appropriate sign-offs
Assigning obligor ratings and uploading it in company tool
Monitoring of assigned credit portfolio
Cooperating with both Warsaw and Frankfurt teams, participating in regular operational review calls and reporting
Wymagania
You have at least 3 years of experience in credit in corporate banking business
You know English very well
You have a degree in a field related to economics
You can easily write a concise summary of an analysis
You can cooperate with multiple partners from different business units
You are flexible, well organized and autonomous
You take responsibility for your work and its quality
Oferujemy
Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilities
An active role in an international structure and the opportunity for growth
Access to educational platforms and language courses
Employment contract and stability
Competitive salary based on seniority and skills
Support in quick adaptation in the company
Extraordinary health package with extensive dental care
Hybrid work (2 or 3 days per week) and one-time bonus for home office equipment
Even more benefits such as meal allowance, holiday fund, sports card and insurance