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Business Expert with Qlik (m/f/d) Miejsce pracy: Łódź Technologies we use Expected Qlickview SQL Python Your responsibilities Maintenance & development of the risk applications (e.g. credit reporting systems, operational risk tool) Working closely with software developers and application users Conduct technical, business and data quality analyses Leading meetings with stakeholders Analyzing risk management and regulatory requirements and implementing adjustments into the tool and processes Solving problems (both business & model related, support technical fixes) Managing documentation of business requirements, application guidelines and design goals Working on processes improvements using agile methodologies Our requirements High knowledge of Qlik Sense and script syntax Experience in creating reporting structure Good knowledge of SQL Strong willingness to troubleshoot and resolve application related issues Bachelor degree in economics, finance & accounting, IT or related field English B2/C1 level Polish B2 level Optional Professional experience in financial industry, preferably within risk management / risk controlling Basic knowledge of technical languages like Python What we offer Friendly and multicultural environment 26 days of holiday from the very beginning Benefits private medical care sharing the costs of professional training & courses life insurance remote work opportunities flexible working time integration events corporate sports team retirement pension plan preferential loans no dress code video games at work coffee / tea leisure zone pre-paid cards redeployment package employee referral program extra leave Multisport Skills@Work - personal & professional development program Employee Assistance Program (psychological support) E-learning platform: OReilly, library, tutorials Risk Models & Calculations cluster is responsible for: Development, roll-out and maintenance of group-wide models for credit risk, operational risk, capital requirements and stress-testing (incl. tight monitoring of model performance). We are model owner and 1st line of defense for model risk. Implementation of models in calculation kernels (e.g. rating models, RWA-calculation, C-VaR, LGD-Service, OpRisk and Stress). Specification and implementation of rating tools as well as other central risk applications – used mainly by own Front-Ends in the credit process or in online applications. Calculation of the economic capital requirements (e.g. Credit Portfolio Model, AMA for OpRisk, business- and physical asset risk - incl. stressed conditions). Basis calculation for risk provisions (especially IFRS9 Stage Assignment and Lifetime-EL) and center of competency for Asset Backed Securities IT-solutions for recording, management and calculation of the operational risk, tools for and management of the internal control system. Operational stability of the IT-Applications (e.g. incidents or delays) but also optimization of IT-platform as well as minimization of manual processes. Tailor-made risk analysis (e.g. scenarios, impact analysis, Ad-Hoc requests) in particular for the management of the current COVID-19 crisis. Professional response on customer requests. Main contact for regulators, chartered accountant and internal auditors concerning model development and implementation. Implementation of important regulatory and strategic initiatives: e.g. implementation and fulfillment of new regulatory requirements for AIRB rating models, acceleration of rating calculation, enablement of digital credit journey, improvement of credit decision and streamlining of credit processes. Commerzbank AG Commerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so we are. We are leaving the traditional bank behind us and are choosing to move forward as a digital enterprise. This is exactly why we need talented people who will join us on this journey. We work in inter-locational and international teamwork in agile methodologies. Please add the following clause to your application:1. I consent to the processing of personal data contained in this document by Commerzbank AG with its registered office in Frankfurt am Main, Germany, 60261 Kaiserplatz, operating through the Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053, for the implementation of the current recruitment process and for the future recruitment for a period of 6 months, in accordance with the Regulation of the European Parliament and of the Council (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data the free flow of such data and the repeal of Directive 95/46 / EC (RODO) and in accordance with the Act of 10 May 2018 on the protection of personal data (Journal of Laws of 2018, item 1000). I provided my personal data voluntarily and I declare that they are truthful. I have the right to withdraw this consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.2. I have read the content of the information clause, including information about the purpose and methods of processing personal data and the right to access to my personal data and about the right to correct, rectify and delete it. INFORMATION CLAUSE FOR A CANDIDATEPursuant to Article 13(1-2) of the General Data Protection Regulation of 27 April 2016 (hereinafter referred to as GDPR), I inform that: Your personal data are controlled by Commerzbank AG with its registered office in Frankfurt am Main, Germany, 60261 Kaiserplatz, acting through a Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053; Your personal data will be processed for the purpose of carrying out the recruitment process pursuant to Article 6(1)(c) of GDPR and pursuant to Article 6(1)(a) of GDPR; Your personal data may be made available to other recipients, such as entities processing personal data on behalf of the Data Controller and other entities involved in the process of Data Controller’s business activity organisation, such as banks and courier companies, postal operators, Social Insurance Institution [ZUS, tax offices and other entities entitled under the rules of the law; The personal data provided by you will be - based on your consent - transferred to a third country: the United States of America, for which the European Commission has not issued a decision confirming the appropriate level of protection specified in art. 45 item 3 GDPR. Your data will be protected in a third country by: Standard data protection clauses approved by the European Commission / [supervisory authority binding corporate rules an approved code of conduct combined with enforceable data recipients commitments to appropriate safeguards. an approved certification mechanism combined with enforceable data recipients obligations for appropriate safeguards. administrative contract / arrangement approved by the supervisory authority.The recipient of your personal data in the abovementioned the third country is Breezy HR, Inc.; Address: 1534 Oak Street, Suite 301; Jacksonville, FL 32204 Your personal data will be stored during the recruitment process and to the extent to which personal data are processed pursuant to the consent granted, until a withdrawal of such consent; You have the right to access your personal data as well as the right to rectify, erase (so-called right to be forgotten), restrict the processing of data, the right to data portability, the right to object to processing, the right to withdraw consent at any time without affecting the lawfulness of processing based on consent before its withdrawal; If you believe that the processing of your personal data is in breach of the provisions of the General Data Protection Regulation of 27 April 2016, you shall have the right to file a complaint to a supervisory authority responsible for the protection of personal data – Chairman of Data Protection Office; To the extent provided for in Article 221 of the Polish Labour Code, the provision of your personal data constitutes a statutory requirement, the non-fulfilment of which renders it impossible to conclude and continue the employment relationship, whereas the provision of personal data subject to consent to their processing, is voluntary; Your personal data will not be processed by automated means, including through profiling.