Business Analyst in Payments & Card Acceptance Team

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We are looking for an Analyst to join our Payments & Card Acceptance team. The successful candidate will be responsible for analysing business requirements, designing process solutions, and supporting the implementation of card payment systems. This role combines strong business acumen with solid technical understanding in payment processing.

Scope of Duties

• Analyze and model business processes in card issuing, acceptance, transaction clearing and other areas.
• Prepare functional and non-functional requirements for systems.
• Collaborate with IT teams, developers, external vendors, and payment industry regulators.
• Participate in projects related to POS terminals, e‑commerce payment gateways, and transaction authorization and settlement platforms.
• Conduct data analysis of transactions to identify operational improvement areas.
• Prepare process documentation, user guides, and analytical reports.
• Utilise EY.AI: AI‑powered solutions for analysis, insights and innovative ideas. After training, use EYQ virtual assistant and other EY tools to enhance work.

Our Requirements

• Bachelor’s degree in Economics, IT, Finance or related fields.
• 2–3 years of experience in card acceptance, settlement, or payment bank’s system operations.
• Knowledge of authorization, settlement, and chargeback processes.
• Understanding of industry standards (EMV, PCI DSS, ISO 8583).
• Ability to create analytical and technical documentation.
• Strong analytical, problem‑solving, and communication skills.
• English and Polish language proficiency at B2 or higher.

Desirable

• Experience in implementation projects for payment systems (e.g., ACI, Visiona, Fiserv, Worldline, eService).
• Knowledge of communication standards in electronic payments.
• Participation in optimization or transformation projects in banking or fintech sectors.

What We Offer

• EY Badges – global certification of competencies and opportunity to earn an MBA title from Hult University.
• Career Counselor – professional, one‑to‑one guidance on career building and development.
• Innovate EY – programmes to create a start‑up using our know‑how and funding.
• Psycho‑educational platform – free consultations with specialists in mental health and personal development.
• A convenient hybrid working model.
• Benefit programme – private healthcare, preventive examinations, life insurance, tickets, team sports, language learning, sports cards and more.

Recruitment Stages

• Apply – create a profile and add a resume.
• Talk – recruiters and team members will contact you.

About EY Poland

We are a global consulting firm helping businesses, organisations and communities make the most of their potential. Our audit, consulting, legal, strategy, tax and transaction teams ask the non‑obvious questions to find new answers to complex challenges. We employ more than 390,000 people in over 150 countries. In Poland we have over 7,000 employees across Warsaw, Gdańsk, Katowice, Kraków, Łódź, Poznań, Rzeszów and Wrocław. We care about the environment and reduced global greenhouse gas emissions in fiscal 2023 by 43% from a 2019 baseline.

EY is an equal opportunity employer. We value and promote diversity and operate the Level Up Without Barriers program which supports employees with disabilities. All applicants receive equal opportunities in the recruitment process, regardless of gender, age, race, religion, sexual orientation, national origin, disability or any other legally protected basis, in accordance with applicable law.

Seniority Level

Mid‑Senior Level

Employment Type

Full‑time

Job Function

Research, Analyst, and Information Technology

Industries

Professional Services

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