Informacje o stanowisku

Business Analyst

Technologies we use

• UML
• SQL
• iOS
• Android
• Jira
• Confluence

About the project

Our team is responsible for customers' end-to-end onboarding and lifecycle in the Creditea APP – from smooth KYC onboarding and credit line management, to app maintenance, expanding to new markets, and enabling customer-friendly digital services. We also handle payment operations and integrations with key partners to deliver seamless financial experiences.

If you’re excited about ambitious projects with rich business domains and an international scope, you’ll enjoy what IPF Digital has to offer. You’ll join a supportive, hardworking team that manages to keep a relaxed atmosphere internally, while staying professional in wider business collaboration.

At IPF Digital, we’re on the journey of becoming a skills-based organization – where your capabilities and potential matter more than job titles. We want to know what you’re great at, what excites you, and what you’d like to grow into. Not sure if you tick every box? We’d still love to hear from you.

This role gives you the space to work across multiple domains, collaborate with both IT and business, and shape your own career path.

Your responsibilities

• You’ll identify and recommend effective business process solutions in the finance area, considering integrations with other systems and domains.
• You’ll conduct end-to-end process analysis – from business logic and system rules to customer segments and different user paths.
• You’ll use strong analytical skills to uncover real business needs and propose alternative solutions.
• You’ll focus on delivering real value to both users and the business, while avoiding unnecessary complexity.
• You’ll collaborate with IT & business representatives and moderate meetings in a structured and effective way.
• You’ll gather and document functional and non-functional requirements, ensuring clarity and traceability.
• You’ll decompose epics into stories or tasks, organize them, and ensure product and feature descriptions are easily understandable for developers and testers.
• You’ll apply advanced analysis techniques such as functional decomposition, user stories, use cases & scenarios, user story mapping, process and system modeling (BPMN), and visual thinking.
• You’ll support two development teams simultaneously, efficiently closing open points and switching between multiple initiatives.
• You’ll communicate fluently in English, both verbally and in writing, to collaborate effectively across international teams.
• You’ll demonstrate a proactive, disciplined, and delivery-focused mindset, able to work independently and drive results.
• You’ll support the Product Owner with backlog refinement, helping maintain focus on customer and business priorities.
• You’ll work in an Agile environment, adapting quickly to dynamic and changing contexts.

Our requirements

• Min. 4 years of professional experience as a Business Analyst for IT projects (preferably with mobile platforms like Android and iOS for finance).
• Proven background in working within Agile environments.
• Relevant certifications or a completed degree in a related field.
• Any background in fintech/digital products is a strong advantage!

• You’ll navigate and interpret API documentation, spotting potential integration challenges and opportunities.
• You’ll query databases with SQL basics to validate assumptions or extract insights.
• You’ll apply practical experience with mobile applications (iOS/Android), including UI considerations.
• You’ll use Atlassian tools like JIRA and Confluence to manage analysis and documentation efficiently.
• You’ll bring domain knowledge from financial services (fintech, banking, payments, loans) to enrich your analysis.

This is how we organize our work

• in house
• you focus on a single project at a time
• you have influence on the choice of tools and technologies
• you have influence on the product
• you focus on product development
• agile
• scrum

• backend developer
• mobile developer
• technical leader
• automated test programmer
• manual tester
• product owner
• scrum master
• business analyst

Development opportunities we offer

• development budget
• industry-specific e-learning platforms
• intracompany training
• soft skills training

What we offer

✔ Real opportunities for growth – enjoy access to a variety of internal learning and external development initiatives.

✔ A fully free mental health platform with access to certified professionals: psychologists (including child psychologists), dietitians, business coaches, and physiotherapists.

✔ Relaxed team integrations – kayaking, cycling, workshops, team outings… we enjoy spending time together, and we make it happen regularly.

✔ Move your body, clear your mind – you can use Multisport card or use private health care coverage.

✔ A truly international environment – we collaborate with teams from Mexico to Australia. Sounds exciting? That’s just our everyday reality.

From office life:

✔ Company parking where you can book a parking place.

✔ Weekly team lunches – enjoy vouchers to nearby restaurants (yes, sushi included!).

✔ Brand new office in a prime location – Gdański Business Center in Warsaw, just 5 minutes from Dworzec Gdański metro station. Inside: 3 types of coffee, ping pong, and a chillout room. Tempted?

✔ Flexibility is not a buzzword – hybrid work model (2 days a week at the office) and flexible hours are our standard, not a perk.

Benefits

• sharing the costs of sports activities
• private medical care
• sharing the costs of foreign language classes
• sharing the costs of professional training & courses
• life insurance
• remote work opportunities
• flexible working time
• fruits
• integration events
• dental care
• no dress code
• coffee / tea
• drinks
• parking space for employees
• extra social benefits
• meal passes
• sharing the costs of tickets to the movies, theater
• holiday funds
• sharing the costs of holidays for kids
• baby layette
• school layette
• employee referral program
• opportunity to obtain permits and licenses
• charity initiatives

Recruitment stages

• Screening
• Business Analyst skills meeting/task
• Interview with Hiring Manager
• HR Interview
• No skin in a game Interview

Whistleblowing

At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations.

Our hiring approach

As part of our skills-first recruitment process, you will be asked to complete a practical work challenge. This gives you a chance to showcase your skills, your way of thinking, and your problem-solving approach – beyond what’s on a CV.

In the next steps, we’ll focus on getting to know you better through conversations around culture fit and soft skills, to ensure we’re a great match for each other.

Here’s how our team describes our culture:

The culture at IPFD is driven by our shared values. People are put first, we accept differences and encourage individuality. Due to our flat business structure, we enjoy collaborating together. Enjoying some good times together is also highly encouraged!

Sounds good? We all think so at IPF Digital.

IPF Digital Sp. z. o.o. is a part of IPF Digital Group which belongs to International Personal Finance PLC listed on the London Stock Exchange (IPF.L). IPF has a rich history dating back to 1880 and now, the company is a home credit and online lending leader in Central Europe, Mexico, Fenno - Baltic countries, and Australia.

IPF Digital is a global FinTech providing consumer loans. This is a rapidly growing business that offers customers online lending options under the brands of Credit 24, and Creditea. Our mission is to make everyday life better by offering simple and personalized financial solutions.

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